Fractal Labs making Credit Decisioning and IFRS9 Expected Credit Loss seamless.

Enabling your business to run faster, streamlined and
overcome regulatory, financial challenges.

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Data is nothing if not converted to actionable insights and used to make smart business decisions.

With our team of scientists, stack of bespoke technology, and industry experience, Fractal Labs can simplify your raw data, enabling you to unlock insights for strategic development within your organisation.

Performance

Leverage new generation technology to work smarter and faster.

Scale

Maintain Lower costs with higher output.

Support

Access to experienced live backend support

Flexibility

Tailor workflow capabilities to meet end-to-end objectives. Set your own hot keys, link windows, alerts, signals, and more.

Operating countries

Since 2019, our solutions produced optimised credit scores for over 1.5m consumers across 10 geographies, approving total loans in excess of USD 200m.

Botswana

Eswatini

Kenya

Mozambique

Namibia

Tanzania

Eswatini

Zambia

Botswana

Zimbabwe

Meet the team

Timothy
Nuy
Founder

Timothy has 10 years of international experience in Europe and Sub-Saharan Africa, with 4 years as a managing director. He joined Nifty Financial in 2014, leading key acquisitions and consistently exceeding targets. A CFA Charterholder, he specializes in financial markets, investment processes, business planning, valuations, and data analytics.

Leilanie
Uys
CDO

Leilanie holds a Master’s Degree in Computer and Electronic Engineering, focused on the automatic classification of digital signals, completed at the CSIR. She has been working in the FinTech industry since, specializing in credit risk modeling and data engineering.

Contact Us

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